We launched Merlon Intelligence in 2016 and built a modern platform that reduces compliance costs, strengthens risk management and provides a user experience that is second to none. 

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Too many financial services

firms struggle with systems that are many years - often decades - out of date. They don’t take advantage of the technological and analytical breakthroughs in artificial intelligence, natural language processing, machine learning and experience design.

These systems don’t serve their clients, their users, or the public policy objectives of law and regulation well. That’s why we have created Merlon Intelligence.

Our Philosophy

We believe in software that is easy and engaging to use, and that automates low-value, routine tasks like manual data entry so that users can focus on higher-value tasks like analysis and judgment.

  • We believe in software that uses intelligent workflow to guide its users, so they can perform their tasks systematically, never missing key steps.

  • We believe in software that automatically seeks and finds all relevant information from internal and external sources, without regard to language of origin.

  • We believe in software that consolidates that information in one place, in one language, so that users no longer need to toggle between multiple systems or struggle with translation issues.

  • We believe in software that is smart enough to present relevant information in priority order, so that users never miss important details.

  • We believe in software that learns from its users, getting smarter and more cost effective all the time.

  • We believe in systems that empower managers with real-time quality and performance analytics.

  • We believe in platforms that embed compliance obligations transparently, and that configure easily to reflect the legal and regulatory variations across jurisdictions.

  • We believe in platforms that anonymize and aggregate data in our private cloud, enabling the sharing of best practices and machine learning models across our user community, so that our customers benefit from their collective intelligence, even while demonstrably adhering to data privacy regulations.

  • We believe in “white box” software, whose principles and operations are fully visible to our customers, and whose results are fully auditable by internal and external auditors and bank examiners alike.

  • And we believe in bringing together world-class technologists and world-class compliance experts to build these systems.

We are building a management team, an advisory board and an investor group that share this vision, and that bring both deep understanding of the compliance and risk management challenges major financial institutions face and the technological sophistication to design and build world-class solutions to those challenges.

 

Together, we are creating a company that is wholly focused on its customers, with the nimbleness and agility to develop and refine outstanding technological solutions to their practical problems.


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neal wolin

Neal Wolin is currently a senior counselor at The Brunswick Group; an equity partner at Data Collective Venture Capital and a board partner at the Social + Capital Partnership. He is also an advisor to Nyca Partners, a venture capital and advisory firm focused on financial technology.

Mr. Wolin was Deputy Secretary of the Treasury from May 2009 until September 2013. Mr. Wolin served as Acting Secretary of the Treasury in January and February 2013. Prior to his confirmation as Deputy Secretary, Mr. Wolin served in the Obama White House as Deputy Counsel to the President for Economic Policy.

Before joining the Obama Administration, Mr. Wolin was President and Chief Operating Officer of the property and casualty insurance companies of The Hartford Financial Services Group. He previously served as Executive Vice President and General Counsel of The Hartford and oversaw the company’s law, government affairs, communications, marketing and tax functions.

Mr. Wolin has also been the General Counsel of the U.S. Department of the Treasury; Executive Assistant to the National Security Advisor; Deputy Legal Adviser to the National Security Council; and Special Assistant to three Directors of Central Intelligence.

He received a B.A. degree in history, summa cum laude, from Yale College; an M.Sc. in Development Economics from the University of Oxford; and a J.D. from Yale Law School.


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michael marCus

Michael Marcus is the founder of Marcus Partners, LLC, a strategic advisory firm to major retail financial services organizations. He is a Senior Advisor to The Boston Consulting Group, and to Argus Information and Advisory Services (a Verisk company).

He is on the Board of Directors of ForwardLine (a small business lender), and serves as an Advisory Board member to a number of startups in the FinTech, RegTech, and alternative data spaces. Michael is the former CRO, CMO, Head of Strategy/Business Development, and Head of Customer Information Management at HSBC/Household’s credit card business.

Prior to this, he was a Partner at The Boston Consulting Group in the firm’s Financial Institutions practice, where he worked in the Chicago and London offices.

Michael has an M.B.A. in Finance from the University of Chicago Graduate School Of Business, and a B.A. with Honors in Political Science from Grinnell College.


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Chuck Muckenfuss III

Mr. Muckenfuss has more than 40 years of senior experience in the financial services industry, including 33 years as partner at Gibson Dunn, and public service as Senior Deputy Comptroller of the OCC and as Counsel to the Chairman of the Federal Deposit Insurance Corporation. He is a recognized leader in the field of financial institutions supervision and regulation and an advisor and investor at the intersection of finance and technology.

Mr. Muckenfuss is a Retired Partner of Gibson Dunn where he led the financial institutions practice. His work included active participation in legislative and public policy, supervisory and enforcement matters, mergers and acquisitions, development of new products and the representation of new entrants into the banking business. His clients included major domestic and foreign financial institutions of all types, the most significant non-financial participants in the financial sphere, non-bank entrants into the banking business, GSEs and other important mortgage finance participants and regional and small financial institutions.

Mr. Muckenfuss is a member of the Senior Advisory Board of Treliant Risk Advisors, Operating Partner of Vista Capital Advisors, Chairman of the Board and a co-founder of City First Bank of DC and Clinical Visiting Lecturer at the Yale Law School where he teaches and supervises a clinic that was responsible for the establishment of an FDIC-insured de novo community development bank in New Haven, Connecticut.

Active as an advisor and investor in connection with emerging enterprises at the intersection of finance and technology, Mr. Muckenfuss is a member of the boards of Ethos Lending LLC, a technology-enabled mortgage company, and ImpactUs Marketplace LLC, a platform seeking to match investors with community development financial institutions and other mission oriented enterprises. He is also an Advisory Board member of One Financial Holdings Group, Inc. (Bee), Sipree, Inc., Final, Inc. and Float, Inc. and active in two funds that are leading investors in the FinTech space.

Mr. Muckenfuss also is a board member and past Chairman of the Board of City First Enterprises, Inc., the non-profit controlling shareholder of City First Bank, and a member of the boards of directors of the Roosevelt Institute and the Arts Arena International. He was a founder and former Chair of the Petra Foundation, a small foundation which provided recognition and support to unsung individuals making distinctive contributions to racial justice, human freedom and community development.

Mr. Muckenfuss received his B.A. from Vanderbilt University, where he was a member of Phi Beta Kappa, and his law degree from Yale Law School. He was law clerk to the Honorable William E. Miller of the U. S. Court of Appeals for the Sixth Circuit.

 
  DCVC   Data Collective (DCVC) invests in entrepreneurs applying deep compute, big data and IT infrastructure technologies to transform giant industries. DCVC and its principals have backed brilliant people changing global-scale businesses for over 20 years, helping create tens of billions of dollars of wealth for these entrepreneurs while also making the world a markedly better place.

DCVC

Data Collective (DCVC) invests in entrepreneurs applying deep compute, big data and IT infrastructure technologies to transform giant industries. DCVC and its principals have backed brilliant people changing global-scale businesses for over 20 years, helping create tens of billions of dollars of wealth for these entrepreneurs while also making the world a markedly better place.

  NYCA Partners   Nyca Partners invests in financial technology companies at all stages. In particular, Nyca focuses on companies that solve large, complex problems in financial services, with superior technology and strategies for integration into the existing ecosystem.

NYCA Partners

Nyca Partners invests in financial technology companies at all stages. In particular, Nyca focuses on companies that solve large, complex problems in financial services, with superior technology and strategies for integration into the existing ecosystem.

  Fenway Summer Ventures   Fenway Summer Ventures combines regulatory, capital markets and credit expertise with deep finance industry knowledge to support entrepreneurs solving important problems at the intersection of finance and technology.

Fenway Summer Ventures

Fenway Summer Ventures combines regulatory, capital markets and credit expertise with deep finance industry knowledge to support entrepreneurs solving important problems at the intersection of finance and technology.

  Work Bench   Work-Bench supports early go-to-market enterprise technology startups with workspace, community and corporate engagement in order to accelerate customer acquisition and product validation with Fortune 1000 corporations.

Work Bench

Work-Bench supports early go-to-market enterprise technology startups with workspace, community and corporate engagement in order to accelerate customer acquisition and product validation with Fortune 1000 corporations.

  Temerity Capital   Temerity Capital Partners invests across the capital structure in publicly-traded securities, private companies, and direct real estate. While these traditional asset classes represent the primary areas of focus, Temerity has the flexibility to participate in esoteric investment opportunities as they arise.

Temerity Capital

Temerity Capital Partners invests across the capital structure in publicly-traded securities, private companies, and direct real estate. While these traditional asset classes represent the primary areas of focus, Temerity has the flexibility to participate in esoteric investment opportunities as they arise.

  Promus Ventures   Promus Ventures invests in disruptive early-stage software companies delivering analytic and data-driven products and services. The fund invests primarily in San Francisco, Los Angeles, New York and Chicago, and focuses on mobile, digital media, tools and analytics, and connected web.

Promus Ventures

Promus Ventures invests in disruptive early-stage software companies delivering analytic and data-driven products and services. The fund invests primarily in San Francisco, Los Angeles, New York and Chicago, and focuses on mobile, digital media, tools and analytics, and connected web.